Richard has 28 years of investment banking experience in both Europe and the US. He was a Vice Chairman at Nomura International, having previously been co-head of European Capital Markets and global co-head of the Financial Sponsors Group at Lehman Brothers. He was also a member of the firm's European Operating Committee. He also spent 7 years at Morgan Stanley in London where he was global co-head of the Financial Sponsors Group and Chairman of European Leveraged Finance. Richard has also worked in the US at Bank of America and as Treasurer of Applied Power, Inc. Richard has a B.A. from Jesus College, University of Cambridge. Richard is also chairman of New Philanthropy Capital and With Love All Things Are Possible as well as a trustee of QPR community Trust and Parayhouse School.

Gholam has more than 15 years of multi-jurisdictional capital markets experience gained on both the buy side and sell side. Most recently, Gholam was responsible for coverage of Northern European Financial Institutions within the Debt Capital Markets division at RBC. Prior to this, Gholam spent 4 years on the buy side, firstly at Depfa Bank where he was a senior member of their Public Sector Origination business and then at DekaBank where he was part of the management team hired to set-up their public sector Covered Bond Bank in Luxembourg. Before moving to the buy side, Gholam spent 4 years at Morgan Stanley, heading their Global Capital Markets coverage efforts for Financial Institutions across the Nordic and Benelux regions and previous to that 4 years at Merrill Lynch covering pan-European FIG clients in DCM. Gholam has a BSc from Cass Business School, City University London. Click to email

Holger has 17 years of experience in banking and across European structured finance markets spanning a wide range of asset classes including consumer finance, corporate loans, residential mortgages, trade receivables and exotic assets. Prior to joining AgFe Holger was an Executive Director at Morgan Stanley where he designed and set up the firm’s German SME lending platform and led high profile securitisation mandates for the bank’s German clients. Previously, Holger was Co-Head of Securitisation at Euro Capital Structures (ECS) in Dublin where he was jointly responsible for the securitisation activities of ECS and thus UniCredit Banca Mobiliare, the investment banking arm of UniCredito. Holger served as Deputy Chair of the European Securitisation Forum and is a qualified Chartered Accountant. Holger has an M.A. from the University of Edinburgh.

Karl has over 25 years of experience in structured finance.  Karl spent over 20 years at Morgan Stanley where he was Global Head of Structured Finance.  During his time at Morgan Stanley Karl was variously in charge of, and founded, the US, the European and the Asian structured products businesses. Karl has a B.A. from Stanford University and M.B.A. from Yale School of Management.

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Natalie has over 20 years experience in the real estate field, having worked across every level of the capital structure, within all European real estate asset classes, on both the sell side and the buy side. Previously, Natalie was a Managing Director at Lehman Brothers, where she ran their global Real Estate Debt funds for Europe and Asia, investing in non US RE debt and securities. Natalie helped to establish the Barclays Capital CMBS program and had responsibility for the Group’s real estate lending businesses, which included a balance sheet of over £20 billion of lending across the whole spectrum of real estate. Natalie has also worked at Morgan Stanley as a founding member of their European CMBS business and at Charterhouse Bank and at Paribas as a lender and investor.

Robin has more than 10 years experience of financial assets and structured products having working at UBS, HSBC and Morgan Stanley primarily on the analytic and quantitative aspects of a wide range of asset classes. Robin has developed proprietary asset and risk management models and methodologies for a number of our clients. Robin has a B.A. from the University of Cambridge and MSc from Durham University.

Gerhard has over 20 years’ experience in fund structuring, marketing and management.  He started at Clifford Chance, working on CP conduits and MTN and ABS programmes.  He then moved to Dresdner Kleinwort Benson where he spent 6 years structuring, marketing and managing structured investment products. Prior to joining AgFe, he spent a further 10 years at the MBIA group, managing the non-US branch of the group’s asset management business.  During this period, his group established a number of structured finance platforms including a repo conduit and a UK social housing bond funding platform.  He holds a PhD (Finance Law) from the University of Cambridge.

Philip has over 20 years of experience in investment management and consulting. Philip spent 14 years with Aviva Investors in a number of senior roles, including most recently head of Alternative Investments. He brings to AgFe extensive experience of establishing and developing investment management business serving the needs of institutional and wholesale clients, together with knowledge of a broad range of asset classes and investment strategies. Philip has a B.A. from Emmanuel College, University of Cambridge, M.B.A. from Cranfield University School of Management/ESC Lyon and Investment Management Certificate.

Paul has been involved in the European and International financial asset markets for over 20 years. Prior to founding AgFe, Paul spent 15 years at Morgan Stanley where he was a founder member of the European securitisation group in the early 1990s, and more recently a Managing Director and head of the European Financial Asset Backed business. Paul has a B.A. from Wadham College, University of Oxford.

Baljit has over 20 years of financial markets experience. Before joining AgFe, he spent 10 years with Standard & Poor’s European Structured Finance Group as Managing Director and Chief Operating Officer. Prior to this, Baljit held similar positions at Deutsche Bank, Bankers Trust and NatWest Markets in their Credit Risk Management businesses.

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Gudrun has 15 years experience in corporate and commercial law. Gudrun was previously Group Legal Director and member of the management committee at the Noble Group an independent investment bank in London. Prior to this she worked at Weil, Gotshal & Manges and at Clifford Chance in their corporate law practices. Gudrun has a LLB from Kings College, London University.

Steve is responsible for capital markets. He has worked in the fixed income and structured finance markets for over 20 years both an investor and a banker. Previously Steve was at Cambridge Place Investment Management where he was the European Chief Investment Officer. Prior to CPIM, he spent over 13 years at Morgan Stanley where he was a Managing Director in the Securitisation Group responsible for Capital Markets and MBS/ABS origination. Prior to this he held portfolio management positions at Neuberger & Berman in New York and The Pilgrim Group in Los Angeles. Steve has a B.A. from the University of California Berkeley and M.B.A. from the University of California Los Angeles.

Brent has over 17 years experience in financial institutions advisory and principal finance across a wide variety of asset classes and markets. He previously worked at Morgan Stanley for 10 years where he was primarily responsible for the acquisition, set-up and management of the firm’s mortgage lending businesses in a number of European jurisdictions. Brent also held various positions in commercial mortgage securitisation, advisory and trading. Prior to joining Morgan Stanley, Brent worked in commercial real estate investment banking and advisory groups at UBS and Arthur Andersen. Brent has a B.A. from Princeton University.

James has over 10 years of commercial real estate financing experience and was previously an Executive Director in the Lehman Brothers Real Estate Mezzanine Fund, with responsibility for analysing new opportunities, negotiating investments and financings with borrowers and lenders, and managing existing investments. Prior to this he spent 8 years at Morgan Stanley where he structured a number of CMBS, RMBS and whole business financings for their Securitised Products Group, and was previously at Price Waterhouse undertaking the valuation of closely-held businesses for their Valuation Services Group. James has a B.A. from Emmanuel College, University of Cambridge.